%0 Journal Article
%T LENDING TO INDIVIDUALS BY COMMERCIAL BANKS IN KABARDINO-BALKAR REPUBLIC:  CURRENT STATE
%A ALIKAEVA, M.V.
%A Oborin, M.S.
%A NALCHADZHI, T.A.
%A Gvarliani, T.E.
%K lending to individuals,  consumer preferences,  interest rates, auto loans,  mortgage loans,  loans for emergency needs
%J Services in Russia and abroad
%D 2017
%N 11
%P 10
%I Russian State University of Tourism and Service